Frequently asked questions
What types of business loans do we offer?
We offer a wide range of business loans, including:
Give us a call if you have any questions.
What types of real estate loans do we provide?
We offer a wide range of real estate loans, including:
What types of cannabis loans do we provide?
We offer a wide range of cannabis loans, including:
Give us a call if you have any questions.
When you have a smart loan strategy, you get the capital you need to take advantage of excellent opportunities as they arise. So, buy more assets faster, without putting your own money out.
Because we know your options. It’s that simple.
We have more than ten years of experience in the industry and have developed relationships with all of the biggest banks, institutional investors and private money lenders. Moreover, we know all the loan options they offer. And secondly, we aren’t limited to working with one loan provider.
We work with companies in any industry, including the farming sector, hospitality, construction, healthcare and more. Moreover, we even provide funding to churches.
Yes!
We work with companies of all sizes and welcome small business owners.
Every one of them. We do business in all 50 states. So we are here for you, no matter where you are.
Absolutely. When getting a loan for an existing business, we look at your past financials. With a startup, we take a look at your future projections. The rest of the process is very similar.
Construction loan
If you are looking for the best rate, a construction loan is the best option. If you are looking for higher leverage, a bridge loan is a better option. When working with developers, we try to determine which option is best suited for their needs. Developers have different metrics by which they analyze their deals. We work as advisors and find the solution that works best for them.
With the 7(a) program the rate is floating and adjusted every 3 months. The lender adds a margin on top of prime rate. If prime rate decreases or increases during the duration of your loan, your rate will be adjusted accordingly. The lender’s margin does not change.
With the 504 program the rate is fixed and does not change for a period of time.
We can finance equipment within a day.
This term can be 5 years, 7 years, 10 years,
Most real estate loan comes with a fixed term. This term can be 5 years, 7 years, 10 years, etc. So, your rate will not change for the duration of the fixed term. The fixed term is always amortized over a longer period of time. For example, you can have a 5-year fixed loan on a 25-year amortization. At the end of 5 years, your loan will become due (bubble) and you will have to refinance it.
In a construction loan, you never get paid the whole loan amount up front. Your payout is spread out over multiple phases. The payout or draws get released when you make progress in your construction project. So, this benefits you greatly because you do not have to pay interest on the full loan amount, only on the amount that was withdrawn.
